This website is operated by M&G Securities Limited and M&G Financial Services Limited which is a subsidiary of M&G Limited. M&G Limited is incorporated and registered in England. Registered Office: Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 1048359. Registered for VAT, number GB 235 3237 81. M&G Securities Limited is authorised and regulated by the Financial Conduct Authority and provides ISAs and other investments. M&G Securities Limited is registered on the FCA’s register, No. 122057 (www.fsa.gov.uk/register/home.do). Registered Office: Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 90776. M&G Securities Limited is registered for VAT, number GB 235 3237 81.
The M&G ISA is managed by M&G Financial Services Limited (authorised and regulated by the Financial Conduct Authority). Registered Office: Laurence Pountney Hill, London EC4R 0HH. Registered in England No. 923891.
The information on our website is directed at persons in the United Kingdom and is not to be regarded as an offer to buy or sell, or the solicitation of an offer to buy or sell, securities or investments in any jurisdiction other than the United Kingdom. Specifically this website is not intended for use by any person in the United States. Shares in M&G Funds have not been and will not be registered under the United States Securities Act of 1933, as amended, or registered or qualified under the securities laws of any state of the United States and may not be offered, sold, transferred or delivered, directly or indirectly, to any investors within the United States or to, or for the account of, US Persons except in certain limited circumstances pursuant to a transaction exempt from such registration or qualification requirements. None of the shares have been approved or disapproved by the US Securities and Exchange Commission, any state securities commission in the United States or any other US regulatory authority, nor have any of the foregoing authorities passed upon or endorsed the merits of the offering of the shares or the accuracy or adequacy of the prospectus. The Funds will not be registered under the United States Investment Company Act of 1940, as amended.
M&G companies do not offer investment advice or make any recommendations regarding investments. We only promote the packaged products and services of M&G Securities Limited and M&G Financial Services Limited.
If you need more information about M&G, please contact us
Scope of these Terms & Scope Conditions
This website contains some information and services that are freely available and accessible to all United Kingdom based users. These Terms & Conditions govern the general use of this website.
This website and services
We may change the content or availability of any of the information or services available through this website (including changing these Terms & Conditions) or add additional services. We will give you reasonable notice of any change by indicating it on this website.
You are responsible for having suitable computer equipment and software to access this website and for all telephone, internet service provider and other costs incurred in accessing and using this website.
You are only permitted to use this website and the services available through it for your own personal, non-commercial purposes, and you may not in any way resell any of these services or make these services available to any third party.
You must not establish a link to any pages of this website without our prior written consent.
Whilst we use every reasonable effort to ensure that the information contained on this website is current and accurate at the date of publication, no warranties are given, whether express or implied, as to the reliability, accuracy or completeness of the information.
No liability is assumed for any use, or misuse, of the information presented on this website.
As you are probably aware, internet email cannot be guaranteed and is not secure. We recommend that you do not send any confidential information to us by email. If you choose to send any confidential information then you do so at your own risk. Instructions sent by you via email, and to this website, are processed exclusively at your risk.
Whilst we use every reasonable effort to maintain the availability of this website we cannot guarantee this. This website may also change from time to time and we cannot guarantee the continuation of the services offered through it.
Disclaimer of third party information and websites
This website may contain, or be linked to, advice or statements from third parties. M&G make no representation as to the accuracy, completeness, timeliness or suitability of such information and we have not, and will not, review or update such information and caution you that any use made of such information is at your own risk. Some of the information contained on this website may also have been prepared or provided by third parties and may not have been verified by us. M&G hereby exclude any liability arising out of any preparation or provision of such information for this website and make no warranty as to the accuracy, suitability or completeness of any such information.
The links we provide from this website to other websites are provided for information only. We do not assume any responsibility or liability with respect to any website accessed via our website. We do not monitor or review any of the websites accessible through these links. Once you have used these links to leave this website you should note that we do not have any control over that other website. We therefore cannot be responsible for the protection and privacy of any information that you provide whilst visiting such websites and such websites are not governed by these Terms & Conditions. You should exercise caution and look at the privacy statement applicable to the website in question.
The presence of any advert on this website is not an endorsement of the goods, services or website advertised.
Except where indicated otherwise, all information, text, images and layout are our exclusive property. You are only permitted to print, copy, download or temporarily store extracts from this website for your personal use, provided that you do not change or remove any copyright notices. All intellectual and other property information shall continue to be held by us and no rights of any kind in it shall pass to you.
Your use of this website
You agree that you will not:
● place on this website any information which is abusive, illegal, libellous, pornographic, discriminatory or otherwise offensive;
● send or place any information that contains a virus or otherwise harmful content;
● interfere with the operation or content of this website. Any attempt to damage this website may be illegal and we reserve the right to seek damages from any such perpetrator.
Please use your real name when submitting a comment.
M&G reserves the right to edit comments before publishing. We reserve the right to fail comments which:
● Contain swear words or other language likely to offend.
● Break the law or condone or encourage unlawful activity. This includes breach of copyright, defamation and contempt of court.
● Are seen to impersonate someone else.
● Repeatedly post the same or similar messages.
● Are unrelated to the topic.
● Include contact details such as phone numbers, postal or email addresses.
● Contain links to websites deemed to be unsuitable by the author.
● We do not feel are suitable or appropriate for the blog
Communications sent by us to you by email will be deemed received by you immediately upon sending. We will not be obliged to seek any acknowledgement of receipt from you in respect of such emails. We will not be liable to you for any delay or failure of delivery (for whatever reason) of any such email. If we have addressed such communications to your email address, then we will not have breached any duty of confidentiality owed to you, even if they are seen by any other person as a result.
Communications sent by you to us by email will be deemed received by us upon actual receipt by a system under our control.
Information contained within an email cannot be guaranteed as secure. We advise that you do not include any sensitive information when corresponding with M&G in this way.
These Terms & Conditions are governed by English law and you agree to submit to the exclusive jurisdiction of the English courts.
We may, at any time, assign any or all of our rights or obligations under these Terms & Conditions to any member of the Prudential Group, or to any person which takes over from us all, or substantially all, of the business, which operates this website or provides the services available through it. We shall notify you of any such assignment, and with effect from the date of such notice or such later date as is specified by us, save to the extent otherwise specified by us in the relevant notice:
(a) all rights to enforce your obligations under these Terms & Conditions shall pass to our assignee; and
(b) our assignee shall perform all of our obligations under these Terms & Conditions, and you shall release us therefrom.
Any rights granted to you and obligations incurred by you under these Terms & Conditions are personal to you and may not be transferred to any third party. We may, at any time, sub-contract the performance of all or any of our obligations under these Terms & Conditions.
If we do not exercise any right or remedy which we have under these Terms & Conditions this does not mean we have waived our right to it or any other right or remedy of ours.
If any term or provision of these Terms & Conditions shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining terms or provisions, but such term or provision will be deemed modified to the extent necessary to render such term or provision enforceable.
Security & Privacy
You can be assured that M&G takes the security and privacy of your financial information very seriously. The measures that we apply are explained in this Security & Privacy Statement. The most up-to-date security measures in current commercial use have been established to ensure you can use this website with the utmost confidence.
You may visit this website without revealing any information about yourself. Where we request specific information, we will always respect the personal information you send us. We strictly follow the principles set out in the Data Protection Act 1998 and we take all reasonable steps to ensure your personal data is protected against unauthorised access. We will not request information unless it is necessary and will ensure appropriate measures are taken to keep information accurate, up-to-date and to prevent disclosure.
At appropriate places on this website, where we ask you to provide information about yourself, you may find a Fair Collection Notice which specifies what we do with your data. The security of your information will be maintained at all times.
We will never sell your information to any other companies but may disclose your information to our service providers, regulators and other Prudential Group companies. This includes any person or company to whom we delegate responsibility for the administration, operation and/or maintenance of this website.
We use software to monitor what parts of this website customers visit so that we can continue to improve the service that we provide. This does not store any data about you personally.
We will only keep your information for as long as is necessary for the provision of the relevant services to you and for the purposes of compliance with our obligations in respect of tax and good practice as regards the keeping of business records.
We use software to monitor what parts of this website you visit so that we can continue to improve the service that we provide. This does not store any personal information about you.
Our cookies do not hold any personal information about you. We use persistent cookies to track user activity. These are stored on your computer's hard drive but can be deleted at any time via the "Tools" option on your internet browser. If you have cookies disabled on your browser, we will only store information about the active session within this area of the site. These cookies do not compromise your privacy or security as they are randomly generated and do not hold any personal data about you.
You should view your browser security settings to check that these are configured to accept per-session cookies. If this is not configured, problems may be experienced accessing certain areas of this website.
If you have elected to receive communications from M&G via email, such as previews, information and special offers, it is important to note that you will never receive an email from us asking you to divulge any personal information. Should you receive such an email, please do not respond to it and notify us immediately at firstname.lastname@example.org
If you have any additional questions, or if the information we hold about you is incorrect, please contact us.
Under the Data Protection Act 1998, you may request details of personal information that we hold about you. A small fee will be payable. This will not exceed £10. If you would like a copy of the information held on you, please contact us.